Our Services

Cosm provides financial and commercial advisory services to businesses. We work with companies on matters including financial analysis, business restructuring, transaction advisory, and corporate strategy.

What We Don’t Provide

Legal Advice

While some of our team members are legally qualified, we are not acting as lawyers in the provision of commercial advice, nor do we intend for any advice to be considered legal advice. Our advice is commercial and financial in nature. We do not provide legal opinions, interpret legislation, or advise on legal rights and obligations in our capacity as commercial advisers.

Consumer Financial Advice

We do not provide financial product advice to retail clients or consumers. Our services are designed for business and wholesale clients only.

Our Recommendation

We strongly recommend that clients engage:

1. Independent legal counsel for any matters requiring legal advice, interpretation of contracts or legislation, or legal due diligence
2. Licensed financial advisers where personal financial product advice is required

Why This Matters

Clear boundaries between commercial advice, legal advice, and financial product advice protect both you and us. They ensure you receive specialist expertise where it’s needed most, and that we stay focused on delivering our core commercial and financial advisory services.

Questions?

If you’re unsure whether your matter requires legal or financial advice in addition to our commercial advisory services, we’re happy to discuss this with you and can provide referrals to qualified professionals where appropriate.

Important Notice

The information on this website and in our communications is for general commercial advisory purposes only. It should not be relied upon as legal or financial product advice. While some Cosm team members hold legal qualifications, we are not acting as lawyers when providing commercial advisory services, and our advice should not be considered legal advice. Cosm provides services to business clients only and does not provide advice to consumers. We recommend you seek independent professional advice tailored to your specific circumstances.